"Ah yes, you do believe in socialism - hand outs and welfare for business."

No I don't. I never advocated the government getting involved and bailing out the banks and the mortgage companies. I believe they should take their hard knocks, just like the borrowers. Of course, if the borrowers had been responsible for themselves to begin with, there wouldn't be any hard knocks for the banks and mortgage companies to take. But they weren't doing their jobs properly and like any other business, they should experience the consequences of that.